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  3. Saumya Gupta
Saumya Gupta

Saumya Gupta  verify

IIT Kharagpur | Fintech Scaling | Head of Credit Strategy, CRED

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Expertise

Career Advice Idea Validation AI/ML Data Science Financial Analysis

Industries

FinTech
Packages
All Access  1 Session X 60min
Rs. 2000
Regular  1 Session X 30min
Rs. 1000
View All Packages
100% of proceeds will be donated to 776 Foundation

About

Saumya Gupta is a credit strategy leader based in Bengaluru, currently Head of Policy at CRED, where he has been shaping and scaling digital credit programs across pricing, segmentation, approval/limit enhancements, and rejected-user strategy. He has led credit strategy for a large portfolio (INR 20,000 Cr AUM), improving outcomes while keeping risk controlled (reported NPA ~1% and NCL improving from ~3% to ~2.5%), and has driven execution across risk operations, collections, data science, and technology to deliver stable launches and strong governance. Previously, Saumya held credit and analytics leadership roles at Capital One, and graduated from IIT Kharagpur in 2014. ...Read More

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